417 Partridge Dr Aubrey, TX 76227
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About this home
This beautifully maintained 4-bedroom, 3-bathroom home is designed with growing families in mind. From the inviting brick exterior with mature trees to the covered front porch, this home exudes warmth and curb appeal. Inside, you're greeted by an open-concept layout that effortlessly blends comfort and functionality. The chef’s kitchen is the heart of the home, featuring dark cabinetry, hard countertops, a center island and a walk-in pantry ideal for weeknight meals or weekend entertaining. The dining area is flooded with natural light, perfect for family meals. The cozy living room boasts a corner fireplace and neutral tones, creating a relaxing atmosphere for movie nights or game days. The spacious upstairs loft provides flexible space for a second living area, playroom, or home office — whatever fits your lifestyle. Retreat to the private owner’s suite with an ensuite bath that includes a separate shower, soaking tub, and double vanity. Additional bedrooms are generously sized, providing comfortable spaces for kids, guests, or hobbies. Step outside and fall in love with the backyard! The extended covered patio with wood ceiling and fan is ideal for outdoor lounging, summer BBQs, and year-round entertaining. The fully fenced yard offers plenty of room for pets, play and privacy. Located in the desirable Paloma Creek community, residents enjoy access to resort-style amenities like pools, parks, trails, and proximity to Lake Lewisville. Easy access to Hwy 380 and 377 makes commuting to Denton or Frisco a breeze. Home is within walking distance to the elementary school, middle and high school. SELLER CARRIES A VA LOAN WITH A 2.75% INTEREST RATE THAT IS ASSUMABLE.
Source: NTREIS #21003398
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.