417 Sterling Rdg Argyle, TX 76226
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About this home
Beautifully maintained and nestled on a quiet cul-de-sac, this stately 4-bedroom, 3.5-bath home offers comfort, elegance, and entertainment all in one! Step through the bright, welcoming entryway into an open-concept family room and kitchen designed for both relaxation and gatherings. The spacious family room features built-ins and a cozy fireplace, while the large kitchen impresses with a massive island, ample counter space, and room to cook, dine, and connect. Upstairs, enjoy movie nights in the dedicated media room complete with a silver screen and 7.1 surround sound system—perfect for immersive entertainment. Each bedroom provides generous space and natural light, and the home’s thoughtful layout ensures both privacy and togetherness for every occasion. The backyard is a true oasis! Unwind or entertain in the stunning outdoor area featuring a sparkling, easy-to-maintain saltwater pool and spa. The large lot provides plenty of room for gardening, play, or quiet reflection surrounded by blooming magnolias, gardenias, hydrangeas, and vibrant hibiscus in shades of red, pink, and white that flourish all summer long. Located in a friendly, amenity-rich community just minutes from I-35E and I-35W, this home offers an ideal balance of tranquility and convenience with quick access to both Dallas and Fort Worth. A rare combination of beauty, function, and location—this exceptional home truly has it all! 3D tour available online.
Source: NTREIS #21092663
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.