41763 Horseshoe Way Coarsegold, CA 93614
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About this home
Welcome to 41763 Horseshoe Way, a beautifully remodeled home nestled in the peaceful foothills of Coarsegold. This 3-bedroom, 2-bathroom gem sits on just over an acre of land, offering the perfect blend of privacy, space, and modern comfort. Step inside to discover an inviting open layout filled with natural light, fresh interior paint, and brand-new luxury vinyl plank flooring that flows seamlessly throughout. The spacious living area with vaulted ceilings creates a warm, airy feel, perfect for relaxing or entertaining guests. The kitchen has been tastefully updated with sleek quartz countertops, stainless steel appliances, and plenty of cabinet space, making it a dream for any home chef. Both bathrooms feature custom tile showers and modern vanities, giving the home a fresh, contemporary vibe. Recent exterior updates include new paint, a new garage door, rain gutters, and a brand-new HVAC system, ensuring year-round comfort and curb appeal. Outside, enjoy the peaceful surroundings from your covered patio, ideal for morning coffee or evening gatherings. Located just minutes from Yosemite Lakes amenities and within easy reach of Yosemite National Park, this home offers the best of both convenience and nature. The best part? This home is vacant and move-in ready—no waiting, no delays. Come take a private tour and see for yourself why 41763 Horseshoe Way is the perfect place to call home. Schedule your showing today!
Source: CRMLS #FR25036178
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.