4177 San Severo Rd Wesley Chapel, FL 33543
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About this home
Welcome to this immaculate LOW MAINTENANCE 2-bedroom, 2-bathroom Taylor Morrison Roma model, located in the highly sought-after Esplanade at Starkey Ranch—a premier gated, resort-style community. Built in 2021, this thoughtfully designed home offers a perfect blend of modern finishes, elegant upgrades, and a functional layout that includes a dedicated office or den, ideal for working from home or flexible living needs. Situated on a premium conservation lot, the home offers tranquil views and enhanced privacy, creating a serene backdrop for everyday living. Step inside to find rich cherry hardwood floors flowing throughout the main living spaces, complemented by high ceilings and natural light that fills the open-concept layout. The formal dining room offers a transom window, tray ceilings and crown molding, which creates both a bright and sophisticated setting for hosting gatherings. The heart of the home is the sleek and modern chef’s kitchen, featuring a gas range, upgraded cabinetry, quartz countertops, and stainless steel appliances—perfect for entertaining or casual meals. The spacious living and dining areas flow effortlessly to a screened-in lanai, where you can unwind while enjoying peaceful views of the lush conservation area. The primary suite is a true retreat with a large walk-in closet, dual vanities, and a walk-in shower. A generous secondary bedroom is positioned for privacy, and the additional full bathroom makes hosting guests comfortable and convenient. The office/den offers a quiet and stylish space that easily functions as a third sleeping area, hobby room, or reading nook. Additional highlights include a full laundry room, ample storage, and a two-car garage. This home has been meticulously maintained and feels like new—ready for you to move right in and enjoy. Living in Esplanade at Starkey Ranch means access to exclusive amenities, including a clubhouse, fitness center, resort-style pool and spa, tennis and pickleball courts, walking trails, and and a full-time lifestyle director who coordinates a wide array of social events.. Residents also benefit from the greater Starkey Ranch community, which offers additional parks, playgrounds, dog parks, and access to the Starkey Ranch District Park and Library. Conveniently located near shopping, dining, medical facilities, and top-rated schools, and just a short drive to Tampa International Airport, downtown Tampa, and area beaches, this home offers a rare opportunity to enjoy luxury living in one of Pasco County’s most vibrant and well-connected communities. Don't miss your chance to own this stunning home in a one-of-a-kind neighborhood.
Source: STELLAR #TB8397960
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.