418 Hillstone Dr Midlothian, TX 76065
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About this home
LUXURY LIVING & LIFESTYLE PERKS IN COVETED MISD! Welcome to your two-story dream home, perfectly situated in a friendly neighborhood moments from parks, dining, and shopping. This stunning 4-bedroom, 3.5-bath residence is designed for the modern family and the avid entertainer. MAIN LEVEL ELEGANCE & PRIVACY: Rich hardwood floors flow throughout the main floor, leading you to an open-concept living space crowned by a gourmet kitchen. The kitchen is a chef’s delight, boasting granite countertops, stylish lighting, ample cabinetry, and a massive central island perfect for hosting. Enjoy formal occasions in the elegant dining room, complete with a statement chandelier. The dedicated home office is bright with soaring windows, offering the perfect work-from-home setting. The tranquil Primary Suite is conveniently located on the first floor, featuring a spa-like ensuite with a soaking tub, separate glass shower, and dual sinks, a true private retreat. UPPER LEVEL VERSATILITY: Upstairs, find three generous secondary bedrooms. This layout is ideal for families, featuring a Jack-and-Jill bath connecting two rooms and a third bedroom with its own private ensuite for ultimate guest privacy. A large Game Room offers flexible space for media or play. OUTDOOR OASIS & PET PERKS: Step outside to a beautiful, private backyard with no rear neighbors. Enjoy evenings on the large covered patio with a charming pergola. Best of all? Your furry best friend will love the dedicated dog run with a climate-controlled dog house! Don’t miss your opportunity for exceptional style and functionality in the desirable MISD.
Source: NTREIS #21094374
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.