4180 Slice Dr Colorado Springs, CO 80922
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About this home
Stunning Curb Appeal Meets Comfortable Elegance in This Immaculate 4-Bed, 3-Bath Gem! Step into a beautifully maintained home that blends style, space, and functionality. With central air, a 2-car garage, and thoughtful design throughout, this residence is ready to impress. Inside, you're greeted by a formal dining room, perfect for hosting or easily adaptable as a flexible living space. The spacious kitchen is a true centerpiece, featuring recessed lighting, a stylish backsplash, granite countertops, a center island, pantry, and stainless appliances, all included, along with the washer and dryer. The kitchen opens seamlessly to the dining area and family room, where you'll find a cozy corner gas fireplace and ceiling fan for year-round comfort. The main-level primary bedroom has carpeting, a dramatic 15-foot ceiling with fan, and an oversized bay window overlooking the backyard. It’s paired with a very nice adjoining 5-piece bath! Upstairs is a loft and three additional bedrooms, all carpeted and equipped with ceiling fans that share a bathroom with granite countertops. And for those who love to entertain or unwind, the unfinished basement includes a pool table that stays with the home. Relax on the very nice deck in the fenced back yard! Front and back sprinkler system does the work foy you! Located in Springs Ranch in a residential area known for its quiet street and proximity to the Powers Corridor which offers a wide range of shopping, dining and everyday conveniences! A residential area known for its quiet streets and proximity to the Powers corridor, which offers a wide range of shopping, dining, and everyday conveniences. You’ll Find Grocery Stores, restaurants, and retail centers just a short drive away!
Source: PPMLS #7470356
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.