4183 Sherman Hills Pkwy W Jacksonville, FL 32210
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About this home
Welcome to this stunning 3,753 sq. ft. home featuring 5 bedrooms, 3 full baths, and the perfect mix of comfort and elegance. The stone-accented exterior, painted shutters, and inviting front porch create beautiful curb appeal. Inside, a two-story foyer opens to a spacious living and dining area with tile flooring throughout the first floor. The gourmet & eat-in kitchen offers solid-surface countertops, 42'' cabinets, stainless steel appliances, a walk-in pantry, and a large island that flows into the family room and screened lanai overlooking a serene preserve. The main-level guest suite includes a private bath, while upstairs boasts a loft with a built-in desk and a theater room with blackout curtains. The owner's suite features a separate sitting area, two walk-in closets, a jetted tub, a rain shower, dual vanities, and a private sauna. With a 2-car garage, laundry room, water softener, and full security system, this home blends space, luxury, and privacy perfectly. Welcome to this beautifully designed 3,753 sq. ft. home offering 5 beds, 3 full baths, and a perfect blend of comfort, style, and functionality. From the charming stone-front exterior, painted shutters, and glass front door to the inviting front porch, this home radiates curb appeal. Step inside to a grand two-story foyer leading to an open living and dining combo with tile flooring throughout the first floor. The gourmet kitchen features solid-surface countertops, upgraded 42" cabinets, stainless steel appliances, recessed lighting, a walk-in pantry, and space for a beverage cabinetideal for entertaining or family gatherings. A spacious breakfast nook and large island with seating flow seamlessly into the family room and out to a screened-in lanai overlooking a serene, preserved backyard. The home offers incredible flexibility with a guest suite on the main level featuring its own private full bath. Upstairs, enjoy an oversized loft with a built-in student desk, perfect for homework or home office space, plus a dedicated theater room with blackout curtains and space for full theater-style seating. The owner's suite is a true retreat, featuring a private sitting area, two custom walk-in closets, and a luxurious ensuite bathroom complete with a jetted tub, a standalone tiled shower with a rain nozzle, dual vanities, and even a private sauna room. Additional highlights include a 2-car garage, a laundry room with cabinets and a sink, a water softener, and a full security system. Situated on a spacious lot with plenty of room between neighbors, this home combines privacy, space, and elegance in one beautiful package.
Source: REALMLS #2113756
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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