419 Bloomingfield Dr Brandon, FL 33511
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About this home
Fully Updated, Move-In Ready Home in a Family-Oriented Community! Includes a 1-Year HOME WARRANTY! Welcome to this charming 3-bedroom, 2-bath home in the highly desirable Bloomingdale West community. With vaulted ceilings, brand-new luxury vinyl plank flooring, and a bright, open layout, this home is perfect for family living and entertaining. The formal living and dining rooms, spacious family room, and breakfast nook provide plenty of gathering space. The kitchen features shaker cabinets, granite countertops, and stainless-steel appliances, ideal for family meals and hosting friends. The large primary suite includes an ensuite and walk-in closet, while two additional bedrooms share a fully renovated second bath. Step outside to a covered patio, cozy backyard seating area, and expansive fenced yard—perfect for outdoor activities, pets, or entertaining. The front garden has been refreshed, and the home is truly MOVE-IN ready. Community & Location Perks: Short walk to Bloomingdale West Park: Pickleball, Tennis, Sand volleyball, Walking Trails, and Playgrounds Zoned for Top-Rated Schools No CDD, very Low HOA, Not in a Flood Zone Close to shopping, hospitals, and major roads This home combines value, updates, and a family-friendly lifestyle. Don’t miss your chance—it’s ready for you to MOVE-IN and Start Enjoying everything the community provides for your FAMILY! A NEW, Spacious Shed is also included for your convenience!
Source: STELLAR #TB8404392
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.