419 Cedar Bluff Way Mauldin, SC 29662
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About this home
Beautiful Corner-Lot Townhome in Whispering Pines – Mauldin, SC Welcome to Whispering Pines, a highly sought-after community in wonderful Mauldin, South Carolina—just minutes from shopping, dining, and vibrant downtown Greenville. Conveniently located near Laurens Road, I-85, and I-385, this home offers easy access to everything the Upstate has to offer, including top-rated Mauldin schools. This bright and open 3-bedroom, 2.5-bath townhome offers 1,662 square feet of thoughtfully designed living space. The main level features an inviting open-concept floor plan, connecting the kitchen, dining area, and great room—perfect for entertaining or relaxing with family. The kitchen boasts granite countertops, a spacious island, and built-in speakers, blending functionality with style. Upstairs, you’ll find the owner’s suite, complete with a walk-in closet, dual vanities, and a private water closet. Two additional bedrooms share a full bathroom, providing plenty of space for family, guests, or a home office. Enjoy the outdoors year-round on your covered and screened-in patio, overlooking one of the most private lots in the neighborhood—a desirable corner location offering extra space and privacy. Additional features include: Smart Home system – control your thermostat, lights, and outlets right from your phone Gas log fireplace for cozy evenings
Source: GREENVILLESC #1572534
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.