419 Nantucket Trl Sneads Ferry, NC 28460
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About this home
Spacious 5 Bedroom, 4 Bathroom Home in The Shores at Windpointe - Over 3,100 Sq Ft! Located in the beautiful The Shores at Windpointe subdivision in Sneads Ferry, NC, this stunning 5-bedroom, 4-bathroom home offers over 3,100 square feet of living space—perfectly situated near Topsail Beach and Camp Lejeune. Step inside to find a thoughtfully designed layout featuring a first-floor master suite with elegant tray ceilings, a spa-like en-suite bath with dual sinks, a separate soaking tub and shower, and a large walk-in closet. The main level also includes a formal dining room, a spacious living room with a cozy fireplace, and a flex room ideal for a home office, playroom, or gym. The heart of the home is the beautiful kitchen, complete with stainless steel appliances, ample cabinetry, and a layout perfect for cooking and entertaining. Upstairs, you'll find a second living room, four additional bedrooms, two full bathrooms, and another versatile flex room, providing plenty of space for guests, hobbies, and entertainment. Enjoy the outdoors in the fenced-in backyard, ideal for pets, play, or relaxing evenings with a covered back porch! Highlights: Over 3,100 Sq Ft 5 Bedrooms / 4 Bathrooms First-Floor Master Suite w/ Tray Ceilings & Luxury Bath Formal Dining Room Spacious Living Room w/ Fireplace Beautiful Kitchen w/ Stainless Steel Appliances Multiple Flex Rooms Upstairs Living Room Fenced-In Backyard / Covered Back Porch Minutes to Topsail Beach and Camp Lejeune This home offers all the space and features you've been looking for—don't miss your chance to make it yours!
Source: NORTHCAROLINAREGIONAL #100518858
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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