4201 Antelope Ln Snellville, GA 30039
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About this home
Welcome to your private retreat! Nestled on 2+ secluded acres at the end of a quiet culdesac, this all brick ranch offers the peace of country living with the convenience of a desirable non hoa neighborhood. With easy access to the interstate, the location can't be beat! Step inside to find fresh interior and exterior paint, a new roof and gutters, and beautiful updates throughout. The renovated kitchen boasts stylish finishes and modern functionality. New lighting and ceiling fans in every room create an inviting and move in ready feel. Charm is found everywhere from the beautiful hardwood floors to the amazing crown molding and trim. The impressive full finished terrace level expands living options with a private entrance and extended driveway access, perfect for multi-generational living or rental potential. This level includes a spacious living area, bedroom, full bathroom, workshop with double doors to the exterior, as well as other flex spaces. The ideal setup for a complete apartment or in-law suite. Enjoy the screened in porch and extended deck overlooking your private wooded yard. This home has been meticulously maintained and beautifully updated and will give you peace of mind as soon as you enter the property.
Source: FMLS #7675294
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.