4203 Jasper Ln Granbury, TX 76049
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About this home
This updated 4-bedroom 2 bath, 2 car garage brick home with Solar situated in a rare, non-HOA subdivision is one you do not want to miss out on. The tall ceilings and open layout living arrangement are amazing and provide a comfortable and spacious feel for your family to call home! Updates throughout the inside which have been made within the last 3 years include a WIFI controlled thermostat, some WIFI controlled lights, an electric fireplace insert, new water heater, Whirlpool appliances which all convey, new water filtration and RO system, ceiling fans, updated flooring and more. In addition to these updates, there is also fresh paint inside and out, fully foam insulated, all LED lights, additional wall outlets, barn wood sliding doors with secured bottoms, and all new faux wood blinds on all the windows. Outside features include a roof solar panel system which allows an average electric bill of $30 per month year-round! Then there is the new solar attic vent, a Vivint 360-degree smart home security system with WIFI lock controls and includes all hardware and cameras, a 3 year old Trane HVAC compressor with a lifetime warranty, a June 2025 class 4 shingle roof, gutters, a beautifully landscaped front and back yard with a WIFI controlled sprinkler system, privacy fencing, a nice storage building and the list just goes on!! Make an appointment soon to visit this gorgeous home in a quiet and peaceful neighborhood, you will not be disappointed!
Source: NTREIS #20994472
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.