42057 W Manderas Ln Maricopa, AZ 85138
Your savings
About this home
Better Than New with a Private Casita/Guest House! Skip the wait, expense, and hassle of a new build—this beautifully upgraded Next-Gen MultiGen home is move-in ready and packed with premium features that save you time and money. Situated on a premium lot with no rear neighbors, this rare and highly desirable layout offers two separate living spaces under one roof, ideal for multigenerational living, long-term guests, or rental income potential. The private guest suite/Casita includes its own exterior and interior entrances, kitchenette, living room, bedroom, full bathroom, and even a private yard—offering privacy and independence for everyone. The main home showcases a spacious, open-concept floor plan and thoughtful upgrades throughout. Front and back landscaping is is low-maintenance and recently refreshed with new rock, view fencing, and extended paver patios perfect for Arizona outdoor living. Notable upgrades include French drains, paver walkways, an extended patio with pergola, and professional front and backyard landscaping. The home also features a Kinetico water softener system with on-demand cold water, updated bathroom and kitchen faucets, a Ring doorbell with four Ring security cameras, an AC air scrubber, a brand-new drip irrigation system, and custom interior paint. Additional enhancements include Sun-Tex roller shades and sunscreens, as well as security screen doors--every detail thoughtfully selected for convenience, comfort, and energy efficiency. Why pay more and wait months for a new build when this better-than-new Next-Gen Casita home is available now with all the work already done? Move in and start enjoying the flexibility, comfort, and value this home has to offer today!
Source: ARMLS #6899530
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.