4207 Indian Bayou Trl Unit 2302 Unit 2302 Destin, FL 32541
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About this home
Discover Your Coastal Retreat in Destin: The ''World's Luckiest Fishing Village''!If you're an outdoor enthusiast, Destin is your paradise--and we have the perfect condo for you! This charming two-bedroom unit is fully furnished, cozy, and turn-key ready, making it an ideal getaway or investment property.**Features of Your New Condo:****Spacious Living:** Enjoy an inviting open-concept layout where the fully-equipped kitchen boasts beautiful granite countertops, painted maple cabinetry, and a breakfast bar that flows seamlessly into the living room.**Comfortable Accommodations:** Primary bedroom offers a king-sized bed, 2nd bedroom has a queen-sized bed, and both have flat-screen TVs, ensuring ample comfort for you and your guests. **Stunning Views:** Relax and unwind as you soak in breathtaking sunsets from your oversized semi-private balcony. **Amenities Galore:** **All-Inclusive Convenience:** Condo fees cover all utilities, including electricity **Resort-Style Living:** Step outside to your private patio located just moments away from a stunning 11,000 sq ft lagoon pool complete with waterfalls and charming bridges, all nestled within a lush two-acre "oasis." **Fun for All:** Kids can delight in the children's pool and interactive splash fountain while parents kick back with a drink from the on-site restaurant and coffee shop. **Active Lifestyle:** Enjoy access to a brand-new, state-of-the-art fitness center, outdoor pickleball, tennis, and basketball courts. Seasonal shuttles, and an outdoor grilling area add to the appeal! Electric vehicle charging stations also available. The Palms Resort** and its unbeatable amenities await you! Contact your favorite agent today to schedule a showing. *Please note: While we strive for accuracy, buyers are encouraged to verify all information, including dimensions.*
Source: EMERALDCOAST #957708
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.