4208 Sierra Creek Ct Hoschton, GA 30548
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About this home
Built in 2022 and finished to perfection, this 3-sided brick luxury home in Sierra Creek feels exceptional from the very first step. A welcoming foyer and elegant flooring set a sophisticated tone across the main level. Host holiday feasts in the formal dining room, linger in the refined living space, then gather in the expansive great room crowned by a coffered ceiling. The heart of the home is a chef's kitchen with glass-front cabinetry, a deep undermount sink, a massive island with a breakfast bar, and a walk-in pantry with custom built-ins for effortless organization. A private main-level guest suite with a full bath ensures loved ones always feel at home. Step outside to an oversized covered porch overlooking a tranquil, wooded backyard, perfect for peaceful mornings or vibrant evenings. Upstairs, the luxurious owner's suite is a sanctuary with a cozy sitting area and a spa-inspired bath: frameless glass shower, freestanding soaking tub, dual extended vanities, and an expansive walk-in closet. Savor your coffee on the private balcony with serene views On the terrace level, enjoy a generous recreation space ready to tailor into your dream media, game, or fitness zone, plus a spacious unfinished basement area offering exceptional storage now and exciting expansion potential for the future (workshop, additional rooms, or a full suite-your vision) Resort-style community perks complete the lifestyle: clubhouse, sparkling pool with slide & splash zone, tennis and pickleball courts, and a playground, all within a vibrant, welcoming neighborhood. Your extraordinary life awaits. Schedule your private tour today!
Source: GAMLS #10625042
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.