4209 Dutchman Dr Pflugerville, TX 78660
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About this home
Set in the sought-after Park at Blackhawk community, this beautifully maintained 4-bedroom, 2-bath home perfectly balances comfort, style, and flexibility. The open-concept great room welcomes you with high ceilings, natural light, and a cozy gas fireplace that flows into the island kitchen—complete with dark cabinetry, pendant lighting, updated hardware, and a walk-in pantry, ideal for everyday living or entertaining. The thoughtful layout includes a private primary suite with dual vanities, soaking tub, and separate shower, plus three secondary bedrooms—one that easily doubles as a home office or flex space. A bonus sitting room near the entry offers extra versatility for a second workspace, playroom, or reading nook. Well cared for with upgraded fixtures, covered gutters, custom laundry shelving, a rewired sprinkler system, and active termite protection, this home is move-in ready. The fully fenced backyard is perfect for pets, play, and outdoor gatherings, complete with a covered patio for relaxing evenings or weekend BBQs. Residents of Park at Blackhawk enjoy resort-style amenities including pools, parks, playgrounds, fitness centers, and miles of walking and biking trails. Conveniently located near Blackhawk Golf Club, Lake Pflugerville, and Stone Hill Town Center for shopping, dining, and entertainment, with easy access to SH-130 and SH-45. Zoned to Pflugerville ISD. Washer and dryer negotiable. Come experience the perfect blend of comfort, community, and convenience—welcome home to Park at Blackhawk!
Source: ACTRIS #4858649
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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