4214 Hembree Creek Rd Anderson, SC 29625
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About this home
Welcome to 4214 Hembree Creek Road, where charm, privacy, and convenience come together. This well-maintained 3-bedroom, 2-bathroom home sits on a .66-acre lot, with an additional .46-acre lot to the right included in the sale—offering over an acre of total space. Whether you need room to grow, garden, or simply enjoy extra privacy, this property delivers—with no HOA and no animal restrictions. Tucked in a quiet Anderson neighborhood just minutes from Lake Hartwell, Publix, Target, and I-85, this home is close to everything while still feeling peaceful and private. A picturesque creek runs along the back of the property (not in a flood zone), creating the perfect setting for enjoying the outdoors. From catching tadpoles to exploring the natural landscape, it’s a space where you can unwind, connect with nature, and enjoy the simple things. Inside, you'll find a freshly painted interior and a bright galley-style kitchen that opens to a vaulted, sun-filled living room, perfect for relaxing or entertaining. The main-floor primary suite features a double vanity, walk-in shower, and generous walk-in closet. A standout feature is the heated and cooled workshop—ideal for woodworking, hobbies, a home business, or extra storage. There’s also an extra parking pad for added convenience. If you're looking for something beyond cookie-cutter—with land, flexibility, and space to live, explore, and recharge—this one checks all the boxes. Schedule your showing today and experience the unique charm of 4214 Hembree Creek Road. USDA eligible area 0% down options are available! Home warranty provided
Source: GREENVILLESC #1561842
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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