4216 Wills Blvd Pueblo, CO 81008
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About this home
**Seller Incentives Possible!** Welcome to this beautifully designed ranch-style home, where comfort meets functionality. Step into the foyer and make yourself at home before entering the inviting great room, featuring vaulted ceilings, a cozy gas fireplace, and large windows that fill the space with natural light. The open-concept kitchen is a chef's delight with an island offering seating and storage, ample cabinetry, and tile flooring. The adjacent dining area provides walkout access to a spacious patio, ideal for outdoor gatherings and entertaining. The main-level primary suite is a serene retreat, boasting two closets (including a walk-in), a 5-piece en suite bathroom, and private walkout access to the back patio. A secondary main-floor bedroom features a charming bay window with a window seat overlooking mountain views, and a full guest bathroom completes the main level. The fully finished basement is an entertainer's dream offering a massive family room with a gas fireplace, two additional bedrooms, and a bathroom with dual sinks and a large linen closet. You'll also find a dedicated laundry room and an oversized storage closet for all your organizational needs. The basement has been finished with brand new carpet throughout. Outside, the backyard boasts a generous patio, the perfect setting for memorable dinner parties or relaxing evenings with loved ones. Additional features include a 2-car garage, a smart home security system, and a seller-owned solar panel system for energy efficiency. With its well-planned layout and thoughtful upgrades, this home is ready to welcome you!
Source: PPMLS #4724522
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.