422 Greentree Dr Raeford, NC 28376
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About this home
This tri-level home in the Forest Woods neighborhood (No HOA) offers modern character in all the right places. Inside, a flexible layout includes a secondary master or in-law suite on the lower level, two additional bedrooms and a full bath upstairs, plus formal dining and living areas on the main floor.Features include a 2023 HVAC, 2022 water heater, and newer exterior paint for added peace of mind. The upstairs primary bath offers a large tiled walk-in shower with dual shower heads, an updated double-sink vanity, and newer flooring, while the secondary suite bath adds a touch of luxury with a granite-topped under mount vanity.In the kitchen, you’ll find added pantry style cabinets, butcher-block countertops with a drop-leaf extension, floating shelves, and 2022 stainless steel appliances. The fully fenced backyard includes a patio and storage shed — a great space for relaxing or entertaining. Please note: AI used to enhance image background and grass. Professional photos coming 11/4/25
Source: TRIANGLEMLS #LP752058
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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