4223 Saunders Tavern Trl # B Unit B Henrico, VA 23233
Your savings
About this home
A modern, turn key townhouse in the heart of Short Pump with NO WAITING TO BUILD! From the moment you enter, you’re greeted by an airy, open-concept living and dining space enhanced by luxury vinyl plank flooring and a dramatic oversized ceiling fan. The gourmet chef's kitchen blends form and function with a wall oven, countertop range, under-cabinet lighting, tiled backsplash, and an island with bar seating. Glass-pane sliding doors lead to a private balcony, perfect for morning coffee or evening relaxation. Upstairs, convenience meets function in the utility room, equipped with a washer and dryer and overhead shelving. A hall bath echoes the kitchen’s elegance with its tiled backsplash and stylish vanity lighting. The primary retreat is a standout, outfitted with luxury vinyl plank flooring, a walk-in closet that dreams are made of! You will love the LOADS of storage, and room to pamper yourself! The luxury en-suite features tiled floors and shower, dual vanities, and a private separate water closet, ensuring both luxury and practicality. Two secondary bedrooms carry on the theme of modern comfort and provide generous storage, one with an oversized closet, the other with a walk-in closet and overhead lighting. As part of a lifestyle community that has access to a pool, clubhouse and walkability to shops and restaurants. The HOA covers your sewer, water, trash removal, and yard maintenance, this home offers both style and ease. Located in the heart of Short Pump, you’ll enjoy the balance of peaceful community living with easy access to local amenities, schools, and parks. NO WAITING TO BUILD-ALL YOU NEED TO IS MOVE IN AND ENJOY! Schedule your tour today, this modern gem is ready to welcome you home!
Source: CENTRALVIRGINIA #2522162
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.