4231 Viewforth Ln Bargersville, IN 46106
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About this home
This home is in a fantastic location within walking distance of Kephart Park and the vibrant downtown Bargersville area, offering shopping, restaurants, bars, brewpubs, and the new Umbarger Plaza with live music and festivals. It's situated in the award-winning Center Grove school district, with easy access to the schools. The kitchen is a dream, featuring quartz countertops, shaker cabinets, a stylish tile backsplash, a large kitchen island, and a kitchen bar-perfect for cooking and gathering. The primary bedroom is a peaceful retreat with a tray ceiling for added charm, plenty of natural light, and an ensuite bathroom. The ensuite boasts a double vanity and a tiled walk-in shower for a spa-like feel. With an open floor plan, the home is ideal for entertaining & the main level offers plenty of natural light but also has custom blinds throughout the home. The patio is perfect for hosting guests, while the covered front porch offers a cozy spot to unwind. The community features a pool, park, and other amenities right outside your door. Plus, the neighborhood connects to a walking trail for morning or evening strolls.
Source: MIBOR #22060841
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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