4234 Christopher Dr Sierra Vista, AZ 85650
Your savings
About this home
1% RATE BUY DOWN OFFERED FOR FIRST YEAR WITH PREFERRED LENDER!!! Inquire for details. Welcome to this exquisite 2,719 sq. ft. residence, perfectly situated in the desirable Holiday Estates. This beautifully designed single-level home offers 5 spacious bedrooms and 3.5 bathrooms, providing ample space for both relaxation and entertainment. The 6th bedroom was turned into a second huge walk in closet. You must see this space! The open-concept living area is complemented by western style wood look laminate flooring, creating a sleek and modern atmosphere easy to clean. Natural light flows seamlessly throughout the home, highlighting the attention to detail and craftsmanship. At the heart of the home, the chef-inspired kitchen boasts stainless steel appliances, granite countertops, and abundant cabinetry, ideal for preparing gourmet meals or hosting friends and family. JAPANESE SHOU SUGI BAN WOOD SHUTTERS AND BUILT INS dotted throughout the home create warmth and southwestern flare for this Sierra Vista home. Primary Bedroom has so much room and was designed for a spa-like lifestyle with an INFRARED SAUNA installed, large picture windows with private views of the backyard. Leading to the primary bathroom there are double sinks, an extra large shower with multiple sprayers. From the bathroom enter into the double walk-in his/hers closets. Never argue about closet space again! OR if you need a 6th bedroom it would be simple to turn the huge bedroom sized closet back into a 5th bedroom. This is truly a dream closet! Home has Vivant Security system fully owned and paid off shall be included! Step outside to the grand backyard that is a fully landscaped low-maintenance outdoor oasis featuring lush artificial turf and decorative rock, perfect for year-round enjoyment. Large covered patio and an outdoor kitchen with a built-in wood fired and propane pizza oven offers the ultimate space for entertaining, while the stunning mountain views provide a tranquil backdrop for outdoor dining and relaxation. Double gate for entry to the yard easily allows transport for larger items. ** Note: Electric conduit was put in place to run to the outdoor kitchen but wire was not pulled through. Currently area kitchen has water in the sink and plumbed and has propane for cooking. Electric can easily be added. This home also features a highly sought-after extra-deep, over-height 3-car garage with a convenient double gate, offering plenty of room for vehicles, storage, and more. There is extra metal shelving and hanging metals racks for ultimate organization and storage. The seller literally parked a huge Dually Truck in this garage to give you an idea of the magnitude of this space. This is the ULTIMATE garage for the auto aficionado. Located in one of the most sought-after neighborhoods in Sierra Vista with a community that offers perfectly paved streets, lighted for evening safety, walking paths, dog walking stations with potty patches dotted in the community, multiple parks with playgrounds, 2 pools, one for smaller children and one adult pool, spa, volleyball courts, a gym, an shade pergolas exquisitely landscaped. Low HOA fees for what is offered at $130 per month. Close to major shopping but away from the hustle and bustle. Whether you're hosting gatherings in the spacious backyard, relaxing in the bright and open interior, or taking in the breathtaking views with no one direclty behind and HOA common area next door giving you the feel of extra space, this home truly offers the best of comfort and style. Don't miss your chance to own this stunning property in Sierra Vista Holiday Estates! 1000 POUND HIGH END ASSASSIN BBQ GRILL for sale separate bill of sale (negotiable).
Source: SOUTHAR #22523646
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.