4235 65th Ter E Sarasota, FL 34243
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About this home
Welcome to your dream home in The Cascades at Sarasota, one of the area's most sought-after 55+ gated communities. This beautifully maintained West Indies floor plan offers over 2,100 square feet of move-in ready living space with 3 bedrooms, 2 baths, and an attached 2-car garage. From the moment you step inside, you will be greeted by soaring ceilings, gleaming inlay tile foyer, and thoughtful upgrades throughout. The heart of the home is the kitchen, where 42" cabinetry with roll-out shelving, Kashmir Gold granite countertops, custom backsplash, and GE Profile appliances make cooking and entertaining a delight. The open floor plan is designed for entertaining, comfort and privacy, with the Owner's suite and guest rooms thoughtfully separated. From the primary suite, dining room, breakfast nook, and extended screened lanai, you will enjoy tranquil partial water views, the perfect backdrop for your morning beverage or evening gatherings. The spacious primary suite offers true luxury with a custom built-in closet, dual sinks, upgraded cabinetry, and a large walk-in shower with bench. Additional highlights include a freshly painted exterior, a NEW Trane HVAC, energy-efficient wall insulation, easy-close accordion hurricane shutters, and custom window treatments, all adding peace of mind and year-round comfort. Step outside to your extended paver lanai and patio, surrounded by tropical landscaping and serene lake views, a wonderful space to relax and enjoy the Florida backdrop. Living in The Cascades at Sarasota means more than just a beautiful home, it's a vibrant lifestyle. Residents enjoy resort-style indoor and outdoor pools, a state-of-the-art fitness center, a 25,000 sq ft clubhouse with ballroom, Har-Tru tennis courts, pickleball courts, bocce, and an abundance of clubs and activities. All of this comes with the convenience of being close to downtown Sarasota, airports, shopping, dining, golf, and the world-renowned beaches of Siesta, Lido, and Longboat Key. Do not miss your chance to own this exceptional home that combines elegance, comfort and an active lifestyle, all in one perfect package.
Source: STELLAR #A4667138
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.