4235 Patricia Ave Youngstown, OH 44511
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About this home
Wait until you see this completely remodeled Austintown 4 bed/2 full bath Bi-level that will NOT disappoint! You have to get here to see all of the sellers hard work that has been done to this HGTV home! As soon as you pull in your brand new concrete driveway with a newly installed drain, you will absolutely love your built-in paver sidewalk, wood bench, and custom steps leading up to your freshly landscaped yard and your inviting front door! Your backyard is completely fenced in and is perfect for your kiddos or pets to run and play for days to their hearts content! You have 2 mature trees in the backyard & a huge outdoor covered patio that is lined w/camping lights & is perfect for your summer birthday parties, barbecues, or family reunions! Bonus: Your lot is extra wide which makes your backyard oasis even better with tons of extra yard space & no neighbor to the right of you which is a very rare find in Austintown! The second you walk inside your new house it "POPS" w/modern upgrades including your super cool entry chandelier light, wood steps with custom trim, & new can lights! Your lower level master bedroom is huge & fits the largest of king size beds, has newly installed tile & has a sweet oversized master bath w/a new vanity, light fixtures, & shower area that has tiled custom shampoo & soap shelving w/a new modern black showerhead & faucet! Mom will love her custom kitchen w/butcher block countertops, a modern backsplash & all stainless appliances that come with your amazing home! Your oversized living room will fit even the largest of sectionals & has newly installed can lights! Your air conditioning is cranking cold which is desperately needed for these HOT Ohio Summers! Your upper 3 bedrooms have brand new carpeting & light fixtures & there has been brand new tile laid throughout the home w/new carpeting giving you that new carpet smell. Fresh paint throughout w/modern colors that today's modern buyers want & need! Better book your showing TODAY!
Source: MLSNOW #5136417
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.