424 Maypop Ln Irmo, SC 29063
Your savings
About this home
WELCOME HOME!!Nestled in one of Ballentine's most desirable and tranquil neighborhoods, this beautifully maintained home offers the perfect blend of comfort, space, and style — all zoned for award-winning Lexington/Richland 5 schools! From the moment you step onto the inviting front porch, you'll feel the warmth and charm this home offers. Inside, you're welcomed by a bright and open layout. With over 2,400 sq ft of thoughtfully designed living space, there’s room for the whole family to spread out, relax, and make lasting memories. Features You’ll Love: A spacious formal dining room — perfect for holidays and dinner parties Beautiful hardwood floors throughout the downstairs living areas. In the wall Surround speakers in the living room. Open-concept kitchen & living room – ideal for family time and entertaining Gorgeous stone backsplash, modern appliances, and plenty of counter space All bedrooms are upstairs. HUGE owner’s suite with double doors, featuring a cozy sitting area, TWO walk-in closets, and a spa-like en-suite with garden tub, double vanity, and walk-in shower 3 additional bedrooms, all with walk-in closets. Upstairs laundry room for added convenience. Upgraded tech: in-ceiling speakers in the owner’s suite and bath, wired network jacks throughout. Step outside into your private, fully fenced backyard — complete with a 12x16 shed for extra storage or workshop potential. Dehumidifier in crawl space, new French drain system for yard irrigation, fully fenced backyard, Plus, the garage is equipped with its own heating & cooling system, making it a functional space year-round! With its unbeatable location and spacious layout, this one should check off all of your boxes and some. Whether you're hosting family gatherings, working from home, or just enjoying the quiet comfort of your own space, this home was built to support your lifestyle today and grow with you into the future. CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #620047
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.