4241 Hidden Lake Dr Port Orange, FL 32129
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About this home
Lovely Pool Home in Desirable Town Park community! Enter through a canopy of oaks to this beautifully maintained 3-bedroom, 3-bathroom pool home offering spacious, flexible living with over 2,300 square feet of interior space and a screened pool and spa. NEW roof coming soon! From the welcoming pavered driveway, porte-cochère offering additional covered parking and manicured landscaping, every detail reflects care and quality. Inside, soaring ceilings and plantation shutters complement the open-concept layout, connecting formal and casual living areas. The kitchen features stainless steel appliances, light wood cabinetry, and a generous center island with seating and a cozy breakfast nook perfect for casual dining. Adjacent living and family rooms provide flexible spaces for relaxing or hosting, while the formal dining room shines with twin arched windows and elegant lighting. A versatile flex room offers potential as an office or fourth bedroom. The spacious primary suite includes luxury vinyl flooring, private pool access, dual walk-in closets, and a spa-style bathroom with jetted tub, large walk-in shower, and separate vanities. A second ensuite bedroom adds comfort for guests or family. Step outside to a private backyard oasis surrounded by new vinyl fencing, tropical landscaping, and mature privacy hedges backed up to a preserve. The pool and elevated spa are perfect for enjoying Florida's sunshine year-round. A covered patio and expansive wrap-around screened patio offers space for outdoor dining and entertaining, while the fenced yard provides green space for pets, gardening or future enhancements. Additional highlights include a whole-house air filtration system and a full laundry room with utility sink. Town Park residents enjoy quiet, tree-lined streets and a scenic preserve with easy access to beaches, shopping, dining, and major attractions - all nestled in a well-maintained community. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.
Source: STELLAR #V4945509
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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