42424 Bradner Ct Plymouth, MI 48170
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About this home
Seller Motivated, Bring all offers!! Location, location, location! Nestled on a private road and just under an acre, this unique ranch offers over 2,000 sq ft of comfortable living space plus a separate attached apartment/in-law quarters. Step inside to find a warm and inviting family room featuring a stunning stone wood-burning fireplace that opens to a freshly stained deck with hot tub—ideal for relaxing or entertaining. Inside the main home, you'll enjoy hardwood floors, an updated kitchen with Michigan-made cabinets (2012–2014), a custom double oven, triple-compartment Kohler cast iron sink, and all appliances included, including a newer disposal (2024). The stackable washer/dryer is approximately five years old and stays! The spacious breezeway provides a second private entrance to the apartment, making it perfect for multi-generational living or income potential. The primary suite features a Whirlpool tub, updated counter and cabinets (2014), and excellent storage throughout. Downstairs, a cedar closet and extra finished room add even more functionality. Major updates include: newer windows (2022–2025), Ruud furnace (2022), upgraded electrical (2019), and new gutters (2024). The attached apartment/in-law suite has its own entrance, separate furnace and water heater, full bathroom with updated vanity and top (2019), kitchen with stove and refrigerator, and has just been freshly painted. Ideal for guests, tenants, or extended family. Please also check out the "tool" room off of the garage (the floor plan does not reflect this room). Step outside to enjoy the fire pit, expansive yard with mature trees, and an additional parcel to the right of the home for even more outdoor space. This property offers a rare combination of privacy, flexibility, and thoughtful updates—ready for its next chapter!
Source: REALCOMP #20251010478
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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