4243 Mandel Dr Columbia, SC 29210
Your savings
About this home
Welcome to your updated all-brick ranch-style retreat! This charming 3-bedroom, 1.5-bath home offers the perfect blend of comfort, convenience, and classic style. Enjoy cozy evenings by the fireplace, entertain guests on your brand new 12 x 12 deck, and make the most of the spacious lush lawn—ideal for kids, pets, or your own backyard oasis. A storage shed with power and lighting adds extra functionality for tools, hobbies, or seasonal items. Inside, the home boasts tasteful updates and an easy-flow floor plan, perfect for modern living. Your safety is assured with upgraded, grounded electrical outlets. Equipped with a Ring Camera at the front door and a Nest thermostat, you can easily monitor conditions at home even when you're not there. Flood lights out back provide additional peace of mind. There are plenty of cabinets in the kitchen/ dining room area. The main bathroom features a double vanity, tiled shower/tub combo with tankless water heater for instant hot water. Located just minutes from top shopping, dining, and downtown, with quick access to both I-20 and I-26, commuting or exploring the city has never been easier. Don’t miss your chance to own this move-in ready gem in a prime location that may qualify you for a reduced interest rate loan—schedule your showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #615380
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.