4248 Links Blvd Jefferson, GA 30549
Your savings
About this home
Don't miss out on this opportunity in Traditions of Braselton golf course community. This craftsman style home features 4 bedrooms and 3 full bathrooms. The home is full of windows and has so much natural light throughout. As you come in through the pretty half glass front door you will notice to the right is the separate open and airy dining room with molding. To the left is a spacious bedroom (or could be a perfect office) and a full bath. The open concept living room features vaulted ceilings and fireplace. The kitchen has beautiful stone counters, tile backsplash, large island with additional seating and a breakfast area, pantry, and a second closet around the corner for an additional pantry. The primary bedroom with trey ceiling is on the backside of the home and ensures peace and privacy. The ensuite bathroom has two large closets, tile surround shower with glass door, soaker tub, double vanities and separate toilet closet. Upstairs you will find two spacious bedrooms and the third full bathroom, along with great easily accessible attice space for storage. Outside is just as lovely with a covered back porch, flat backyard, and tree lined/field views. This home has such a great floorplan, nice finishes, tons of windows, and neutral colors. Experience the resort-style neighborhood amenities including golf, clubhouse, pool with splash pad and waterslide, tennis, pickleball, playgrounds, community activities, and an on-site restaurant. The location is unbeatable - super close to schools, dining, and shopping in sought after Jackson County, and close to all that Hoschton and Braselton has to offer as well.
Source: FMLS #7659469
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.