425 Cassia Ct Fort Mill, SC 29708
Your savings
About this home
Stunning 5-Bedroom Home in Prestigious Tega Cay – Near Lake Wylie & Baxter Village Tucked away in a quiet cul-de-sac within the highly desirable Lake Ridge Manors neighborhood of Tega Cay, this beautifully maintained 5-bedroom, 3.5-bath estate combines luxury living with everyday functionality. Just minutes from Lake Wylie and Baxter Village, known for its shopping, dining, and vibrant community atmosphere, this home offers the perfect blend of location and lifestyle. It’s also nestled within the Baxter Village trailhead system, providing easy access to outdoor recreation. Upon entering, you’ll be greeted by a spacious, open-concept floor plan filled with natural light and elegant finishes throughout. The chef’s kitchen, complete with a large island, flows seamlessly into the living and dining areas, creating the perfect space for both everyday living and entertaining. A screened-in porch off the living and dining areas offers a peaceful retreat to enjoy the outdoors in comfort and style. The expansive primary suite, conveniently located on the main floor, includes a luxurious en-suite bathroom with a water closet, a walk-in closet, and an additional closet in the bedroom for maximum storage. Upstairs, you’ll find four generously sized bedrooms, as well as a large bonus room that could serve as an office, playroom, game room, gym, or any space to suit your needs. The private, fenced-in backyard is an entertainer’s dream. Enjoy outdoor gatherings on the large paver patio with a firepit, surrounded by a beautifully tiered retaining wall. The fully irrigated front and back yards ensure easy upkeep, while the permanent outdoor lighting adds a touch of sophistication. Gates on each side of the house provide easy access to the backyard. Designed with comfort and convenience in mind, this home also features a full irrigation system and numerous luxury upgrades throughout. With top-rated Fort Mill schools, access to local parks, and a prime location near Lake Wylie and Baxter Village, this home offers the best of Tega Cay living. For a complete list of features and upgrades, please refer to the attached brochure. Welcome to your dream home!
Source: CANOPYMLS #4301548
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.