4255 Sunflower Cir Cumming, GA 30040
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About this home
Great house that is priced to sell and move-in ready! This beautiful DR Horton-built Iberville 5/3 plan features a front porch and a fully fenced backyard in the popular Bramblett Grove subdivision. Located in a scenic area with sought-after schools, this home is also conveniently close to shopping, restaurants, GA 400, and HWY 369. The community offers exceptional amenities, including a clubhouse with a catering kitchen, sidewalks, a pool with a children's area, tennis courts, and a playground. This home is situated near the front of the subdivision, making it an easy walking distance to the pool and other amenities. As you enter, you'll find a flex room off the entry foyer. The beautifully updated kitchen features white shaker-style cabinets, granite countertops, a tile backsplash, and stainless steel appliances. The family room includes a fireplace with a black slate surround. On the main floor, there is one bedroom and one full bath. The staircase boasts beautiful iron railings. Upstairs, you'll discover the master bedroom along with three additional spacious bedrooms, another bath, and a large loft/flex area. The generous master suite includes a double vanity, a large shower, a private toilet area, and his-and-hers closets. LVP flooring runs throughout the downstairs and in the hallway and loft area upstairs, while new carpet has been installed in the master bedroom and on the stairs.
Source: GAMLS #10527846
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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