42597 Nubbins Ter Ashburn, VA 20147
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About this home
Built in 2023, this nearly new townhome-style condominium offers the perfect blend of modern design and low-maintenance living in the highly desirable Goose Creek Village community in Ashburn, VA. </br> This spacious GANDER floorplan features approximately 2,000 finished square feet across four levels, including 3 bedrooms, 2 full bathrooms, 2 half bathrooms, and a private 1-car garage. The bright and open main level showcases luxury vinyl plank flooring, an abundance of natural light, and a gourmet kitchen equipped with white shaker cabinets, quartz countertops, and stainless steel appliances—perfect for both entertaining and everyday living. </br> The primary suite offers a private retreat with a large walk-in closet and a luxurious ensuite bath featuring dual vanities and a walk-in shower with a built-in seat. Two additional bedrooms, well-appointed bathrooms, and thoughtful details throughout provide both comfort and functionality. Designed to live like a townhome while providing the ease of condominium maintenance, this home is ideal for modern lifestyles. </br> Located in vibrant Goose Creek Village, residents enjoy walkable access to shops, dining, and lifestyle conveniences, along with fantastic community amenities including a pool, clubhouse, and outdoor amphitheater. Commuters will appreciate the ideal location with quick access to VA Route 7 and the Dulles Greenway, making travel throughout Northern Virginia seamless. </br> Don't miss the opportunity to own this stylish and nearly new home in one of Ashburn’s most sought-after communities.
Source: BRIGHT #VALO2097800
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.