42635 Pinecliff St Lake Hughes, CA 93532
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About this home
***LIVE BEAUTIFULLY*** Upgraded Lake Hughes Gem! Over $51,000 in Recent Improvements! Welcome to your perfect starter home nestled in the peaceful community of Lake Hughes! This charming 3-bedroom, 2-bathroom residence has been thoughtfully updated with over $51,000 in recent upgrades and amenities, offering a move-in ready experience with modern touches throughout. Step inside to discover NEW windows, NEW flooring, and NEW baseboards, complemented by fresh interior paint that creates a bright and inviting atmosphere. The cozy rockwall fireplace adds a warm, rustic charm—perfect for relaxing evenings. You'll also find modern ceiling fans and stylish lighting fixtures throughout, enhancing both comfort and design. The renovated bathrooms feature contemporary finishes, including a luxury primary suite complete with a stone-tiled shower and new mirror. The modern kitchen is a true showstopper with sleek quartz countertops, stainless steel appliances, and clean-lined cabinetry—ideal for home chefs and entertainers alike. Enjoy the outdoors in your private backyard, highlighted by a pergola that provides both shade and seclusion, perfect for weekend lounging or gatherings. Don't miss this opportunity to own a beautifully updated home in the tranquil setting of Lake Hughes. Whether you're a first-time buyer or looking for a serene retreat, this property checks every box!
Source: CRMLS #SR25161728
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.