4275 Hunters Walk Way Cumming, GA 30028
Your savings
About this home
This warm and well maintained home is ready to move right in. The community is welcoming and offers a pool, tennis courts and a fun playground area as well as a peaceful community nature walk. The location is excellent, in a sought after school district, near Sawnee Mountain Park, minutes from the new Cumming City Center, with restaurants, entertainment venues and shopping, and only 20 minutes from downtown Canton with even more restaurants and entertainment. The floor plan has an open flowing feel and ample kitchen space for culinary creations. The giant kitchen island has enough space for the family chef to create. The gorgeous great room features a coffered ceiling, current design touches with floating shelves, a beautiful stone fireplace and windows that fill the space with natural light. Then step outside to your perfect flat fenced backyard. Its a wonderful place for the furry friends or family gatherings to celebrate life's events. Watch the fun from the decorative corner kitchen windows. The loft area, upstairs could be transformed into a mini-library reading nook, a media/game space, or just a space to have some space! Spacious bedrooms just off the loft offer light private space and big walk-in closets, The master is especially spacious and offers a pretty tray ceiling and a luxurious master bathroom, large fully tiled shower and a HUGE Master Closet that will hold all of your shopping treasures and shoes. This is great home in great condition in a great community with great schools in great area of a great county. You get it!!!
Source: FMLS #7629462
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.