428 Bel Air Way Kissimmee, FL 34759
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About this home
***PRICE REDUCTION ALERT*** NOW IS YOUR OPPORTUNITY*** TO BE THE PROUD OWNER OF THIS Stunning Move-in Ready CALABRIA Corner Lot Model Home built in 2017, offers the perfect blend of CONVENIENCE and LUXURY featuring 2,023 square feet of living space within a total footprint of 3,214 square feet including TWO SPACIOUS bedrooms, TWO well-designed BATHROOMS, and a 15”X10” FLEX ROOM, suitable as an OFFICE, CRAFT ROOM, or GUEST area. ***GOLF CART GARAGE***Diagonally CERAMIC TILE FLOORING throughout***NO CARPETING ANYWHERE*** Custom interior paint and crown molding add elegance throughout. ***PREMIUM WATER SOFTENER AND FILTRATION SYSTEM*** add comfort and peace of mind to this exceptional home. Covered and screened front porch offers serene sunrise views, while the EXTENDED LANAI, 28’x10’ featuring TILE FLOORING provides the perfect advantage for stunning sunsets. Step into the heart of your new home, a stunning GOURMET KITCHEN designed to impress. This thoughtfully appointed space features rich GRANITE COUNTERTOPS, 42” solid wood upper cabinets with elegant crown molding, and convenient lower pullout drawers. A spacious BREAKFAST ISLAND with pendant lighting anchors the room, complemented by TOP-TIER STAINLESS STEEL appliances including a DOUBLE OVEN RANGE. Enjoy the charm of a tiled backsplash, recessed and pendant lighting, skylights, and an extended breakfast bar perfect for casual dining. A WALK-IN PANTRY completes this chef’s dream, blending beauty and function in every detail. The OWNER’S SUITE boasts CUSTOM ORGANIZERS in the WALK-IN CLOSET, and an ENSUITE PRIMARY BATHROOM with a RAISED VANITY, DOUBLE SINK, and an enclosed WALK-IN SHOWER with a sitting bench. Highlights feature of the gorgeous Calabria model home includes ceiling fans with lights in each room, multiple light switches added throughout, GREAT ROOM WAS EXTENDED THREE FEET offering a SPLIT BEDROOM'S FLOOR PLAN for privacy, the front porch was EXTENDED four feet and has a screened-in enclosure and a leaded glass entry door. The interior laundry room is equipped with built-in cabinets, and there is an EXTENDED TWO-CAR AND GOLF CART GARAGE. Gated Golf Community of Solivita with an impressive array of amenities, two PGA 18-holes Championship golf courses, two State of the Art Amenity Centers, fourteen pools, restaurants, and over two hundred different social clubs. Near supermarkets, restaurants, pharmacies, hospital, new express way, just 25 minutes to major attractions, and the new Sun Rail Poinciana Station. If you are interested in the property, it is a clever idea to schedule a video virtual showing or arrange for a private showing to see it in person. A physical tour can provide a better sense of the space, layout, and overall feel of the property
Source: STELLAR #S5134079
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.