429 Conduitt Dr Mooresville, IN 46158
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About this home
Comfort, charm, and convenience come together in one of Mooresville's most established and peaceful neighborhoods. Surrounded by mature trees and tree-lined streets, this home offers a serene retreat close to local schools, parks, and the town's small-town amenities. Step inside to find a bright and inviting floor plan designed for effortless everyday living. The family room, complete with a gas fireplace, creates a cozy atmosphere for relaxing evenings. The dining room opens to a beautiful four-season sunroom, the perfect place to sip your morning coffee while enjoying the fresh air in the spacious fenced backyard. Both bathrooms have been thoughtfully updated with modern finishes, and one conveniently includes a laundry area for easy functionality. The attached garage features a built-in workbench and additional storage space, ideal for hobbies, projects, or keeping things neatly organized. Outdoors, the property truly shines. The expansive backyard offers endless opportunities for play, gardening, and entertaining. A wooden swingset promises fun for all ages, while raised garden beds, a greenhouse, and a maple tree-used by the current owner for syrup making-add a touch of country charm. You'll also love the apple and peach trees, offering fresh seasonal fruit right in your own yard. Whether you're relaxing in the sunroom, tending to your garden, or watching the kids play under the trees, 429 Conduitt Drive captures the spirit of home in every detail. Come experience for yourself why this isn't just a house-it's a place where life feels simpler, and memories come naturally.
Source: MIBOR #22067671
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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