43 Ambrose Pt Cameron, NC 28326
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About this home
$10,000 in Seller Concessions! - Use it for Closing Costs, Rate-Buy Down, or Upgrades! *VA ASSUMABLE LOAN WITH RATE OF 2.25%.******FALL in LOVE with Lexington Plantation At Our FALL OPEN HOUSE TOUR. Sunday, October 26th 12:30 pm to 2:30 pm. Begin the tour at 43 Ambrose Pt with some warm apple cider and homemade desserts and when you finish, we will provide you a list of participating agents and homes that are part of the TOUR. Bring a friend and enjoy some Fall everything.*****This beautifully updated and well-loved 4-bedroom, 2.5-bath home offers comfort, convenience, and thoughtful upgrades, perfectly situated on a quiet cul-de-sac in a sought-after community near Fort Bragg (Liberty), shopping, and restaurants.Step inside to discover an open and inviting layout. The oversized fourth bedroom features a built-in office nook, ideal for remote work, hobbies, or a flexible guest suite. Recent upgrades include roof, Quartz countertops in the kitchen, stainless steel kitchen appliances, fresh paint throughout, laminate plank flooring on the main level, new carpet upstairs, and a refreshed outdoor space with new sod in the backyard, perfect for relaxing or entertaining.This move-in ready home is nestled in a vibrant, amenity-rich neighborhood featuring a community pool, clubhouse, fitness center, and a fenced-in playground.
Source: TRIANGLEMLS #LP745948
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.