4306 Secretariat Dr Killeen, TX 76549
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About this home
Charming 4-Bedroom Home in Killeen – Walk to Iduma Elementary, Minutes to Base! Located in a friendly Killeen neighborhood, this spacious 4-bedroom, 2-bath home offers 1,586 square feet of comfortable living with tons of potential. Zoned for the highly sought-after Iduma Elementary and within walking distance to schools, the location couldn't be more convenient. Step inside to find a move-in ready interior featuring a large, oversized living room and a roomy kitchen with an upgraded appliance package in the last few years. While the home has some dated finishes, all updates needed are cosmetic—offering a perfect canvas for buyers wanting to design and decorate to their own taste. Enjoy a flat, level front yard and a backyard with a nice patio and a gently sloping lawn—ideal for a garden, play area, or future landscaping projects. For the eco-conscious buyer, solar panels are already installed, helping lower utility costs and reduce your carbon footprint. Centrally located with easy access to highways, shopping, and just minutes from base gate entry, this home is perfectly positioned in a vibrant, community-focused area. Whether you're looking for a primary residence or a great investment opportunity, this property checks all the boxes. Don’t miss your chance to add value and make it your own—schedule a showing today!
Source: CENTRALTEXAS #584983
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.