4307 Valli Vista Rd Colorado Springs, CO 80915
Your savings
About this home
Discover this stunning, custom home nestled in the scenic surroundings of Colorado Springs on a pristine half-acre corner lot. You'll be captivated at first glance by its impressive curb appeal, complete with a circular driveway, an expanded 3-car garage, and striking brick and black cedar trim exterior. A delightful front porch is framed by mature trees, welcoming you into a home that perfectly blends comfort, style, and timeless charm. The heart of the home is a newly remodeled kitchen, showcasing a cedar live edge island, sleek epoxy countertops, and premium appliances seamlessly connecting to the family room and formal dining area, which features a bay window that fills the space with abundant natural light. The main floor also includes newer Pella windows and doors, a cozy seating area with stunning wood floors and a wood-burning brick fireplace, a laundry room, and a versatile bedroom or office with a remodeled full bathroom, perfect for accommodating guests. Outside, your private half-acre oasis awaits, complete with an enclosed sun room, custom-stamped patio with a fire pit area, a beautiful koi pond, two large sheds and lush mature landscaping, creating a perfect ambiance for outdoor gatherings. Head upstairs to the expansive primary suite with access to a new Trex deck balcony for serene mountain views complemented by three additional bedrooms that share a full bath. The completed basement provides flexible space for customization, featuring a non-conforming bedroom that enhances the property's appeal with its abundant potential. The Bridlewood neighborhood is known for its spacious lots, beautiful mountain views, and family-friendly atmosphere and is conveniently located to military bases, shopping, highly-rated schools including the new Thomas MacLeron school and attractions like Garden of the Gods and Pikes Peak. Experience modern living and outdoor tranquility in this exceptional home. Begin making memories in your dream home today!
Source: RECO #6061985
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.