4310 Rhett Butler Ct Huntingtown, MD 20639
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About this home
IMMACULATE!!! This 4 bedroom 3.5 Bathroom 3280 sqft Colonial w/ a 2-Car Attached Garage in Huntingtown is a SHOW STOPPER!! This home is immaculately maintained and MOVE-IN READY!! The curb appeal catches your eye from the street! The corner lot is wonderful providing some space/privacy from neighbors! The cul-de-sac location provides a safe space for outdoor play! Heading inside you are greeted by gleaming hardwood floors that flow through the entire main level. A formal living room is located just off the foyer. Beyond the living room is a formal dining room that has double glass doors. The dining room could be repurposed as a main floor office. Just around the corner, the kitchen immediately catches your eye! Fresh white cabinetry with updated hardware is topped with the finest Calcutta Quartz countertops! Stainless appliances complete the updated space! Just off the kitchen is a nicely updated half bath with a gorgeous marble topped vanity! The kitchen is flanked by a small breakfast area which opens into a cozy family room. A wood burning fireplace is perfect for crackling ambiance on a cool fall/winter evening. A sliding glass door leads you to a very large screened back porch, a small deck, and the fenced in back yard! Upstairs you will find a large primary suite with a luxuriously updated primary bathroom. The primary bath is equipped with a marble topped double sink vanity, tile floors, and a gorgeous tile shower! Accessed through the primary bathroom, a large walk-in closet with custom built-ins represents the closet you have been dreaming of! Two additional good sized bedrooms, an updated hall bathroom, and an upstairs laundry closet complete the upper floor. The lower level is home to a large rec room, a full bathroom, a lower level bedroom, and a large storage/utility space. Outside the fenced in back yard provides the perfect amount of outdoor space for your pets. The storage shed matches the house and conveys with the sale! This home is the well equipped, move-in ready, SHINY home you have been looking for! Set up a showing ASAP before you miss this wonderful opportunity!
Source: BRIGHT #MDCA2023752
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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