43139 62nd St W Lancaster, CA 93536
Your savings
About this home
Welcome to this beautifully upgraded and modern home in the heart of Quartz Hill, located in the desirable Westside Union School District near Quartz Hill High. This thoughtfully designed property offers comfort, style, and flexibility, making it perfect for large households, multi-generational living, or even rental potential. A key feature is that the home offers two bedrooms on the main floor—the spacious primary suite plus a secondary bedroom with an adjacent full bath—providing convenience and versatility for in-laws, extended family, or guests. The primary suite is a private retreat with direct backyard access, a spa-style bathroom featuring a sunken tub, separate upgraded rock-bottom shower, dual sinks, and an oversized walk-in closet. The secondary downstairs bedroom with its own nearby full bath creates the option of a private suite, ideal for single-level living. The main living area is bright and airy with vaulted ceilings, abundant windows, upgraded blinds, and modern flooring throughout. A versatile formal dining room can double as a second living area, game room, or home theater, while a welcoming front family room adds even more space. The gourmet kitchen boasts granite counters, upgraded cabinetry, stainless steel appliances, an oversized island, and recessed LED lighting, opening seamlessly to the living room with a cozy fireplace—perfect for family gatherings and entertaining. Upstairs, two oversized bedrooms each have walk-in closets and are connected by a Jack-and-Jill bathroom with double sinks. The backyard is private with no rear neighbors and includes a covered patio with lighting that spans the length of the home. A two-car garage plus a third bay offers room for a workshop, storage, gym, or ADU potential. With solar included, utility costs stay low. Move-in ready, this home comes with mounted TVs, refrigerator, washer, and dryer. Modern, upgraded, and spacious—this Quartz Hill gem is ready for its new owner just in time for the holidays
Source: CRMLS #SR25218838
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.