4314 Arlington Ridge Blvd Leesburg, FL 34748
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About this home
Affordable Resort-Style Living in Arlington Ridge Welcome to your dream retreat in Arlington Ridge one of Central Florida’s most sought-after guard-gated, active-adult, golf communities! This updated 1,824 sq. ft. block-and-stucco home offers 2 bedrooms, 2 bathrooms, and a versatile 16x10 flex room — perfect for a home office, den, or guest space. You do not have to purchase a social or golf membership to use the community's amenities, restaurant or tavern Step inside to a spacious 27x16 living room ideal for entertaining, a well-appointed kitchen with natural gas stainless steel range, breakfast nook, and a walk-in pantry for all your storage needs. The split-bedroom design ensures privacy, while the owner’s suite boasts dual vanities, a walk-in shower, and a generous walk-in closet. Enjoy quiet mornings or relaxing evenings on your 15x12 screened lanai, shaded by mature trees. Recent upgrades mean peace of mind: NEW roof (2022), NEW HVAC (2024), and NEW water heater (2023). With solid block & stucco construction, high elevation, and insurance discounts for wind and flood protection, this home is built to last. But it’s not just a home — it’s a lifestyle. Arlington Ridge residents enjoy a championship 18-hole golf course, tennis and pickleball courts, heated pools, hot tub, sauna, fitness center, billiards, on-site restaurant & tavern, and even a free movie theater. Sidewalks, golf cart-friendly streets, and underground utilities create a welcoming, community feel. With an incredibly low HOA of just $123/month, you’ll also receive lawn care, high-speed internet, Wi-Fi, and 200+ cable channels. With hardly any yardwork, What will you do in your spare time? Located just minutes from shopping, dining, medical services, and a short drive to Orlando attractions and airport or 1 ½ hours the Atlantic & Gulf beaches, this home offers the perfect balance of convenience and resort-style living. Don’t just buy a house — invest in a lifestyle you’ll love. Schedule your private showing today!
Source: STELLAR #G5096936
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.