4315 Belmar Ave Baltimore, MD 21206
Your savings
About this home
Your Dream Home is Calling – and it’s ready to impress! Welcome to 4315 Belmar Ave! This fully renovated 4-bedroom, 2 ½-bath beauty is where elegance meets comfort with a side of “wow!” 4315 Belmar Ave has had a complete glow-up – featuring a new kitchen, new bathrooms, new flooring on all levels, new appliances, new systems (HVAC and hot water heater), all new windows, new siding and a large flat backyard! Everything was done from the finished attic to the finished basement! Step through the front door and into your expanded living room that features an open floor plan, new hardwood floors, fresh paint and your new dazzling island kitchen. The new hardwood floors and recessed lighting give this home a sleek, chic look. The heart of the home? Oh, just the kitchen of your dreams. With loads of natural sunlight and a large granite island, this space is perfect for whipping up gourmet meals or entertaining guests on the weekends. The new custom cabinetry, new stainless steel appliances, and a custom island make this kitchen not only functional but seriously Instagram and Tiktok-worthy. Need space to prep? No worries – the expansive counter space is ready for anything, whether it’s holiday feasts or a spontaneous bake-off. Upstairs you'll find new hardwood floors, fresh paint, two good-sized bedrooms along with the primary bedroom, which is basically a walk-in closet’s best friend. The other two bedrooms also come with walk-in closets, so everyone gets a taste of luxury. On the fourth floor you'll find the completely finished attic, which could also be a primary bedroom, office or entertainment room. In the basement you find a new full bathroom as well as your new washer and dryer. It's basically a blank canvas – use it as a rec room, or convert it into a 5th bedroom (hey, you do you!). On the outside, this home is just as impressive, with a professionally landscaped front yard and freshly paved sidewalks that practically invite you to take a stroll. The huge backyard is the spot for cookouts, lawn games, or just lounging with a cold drink or your morning coffee. Let's not forget the brand-new HVAC system, hot water heater, stunning new siding and shutters, and a newer architectural roof. This home is practically begging you to move in! So, what are you waiting for? Come see 4315 Belmar Ave for yourself and start packing, because you just found your dream home! **Also for rent MDBC2134936**
Source: BRIGHT #MDBC2134944
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.