4321 Atlanta St Powder Springs, GA 30127
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About this home
Welcome home to 4321 Atlanta Street, a perfect downtown Powder Springs historic home with timeless charm and modern conveniences . Completely revitalized with more than $250,000 in renovations over the past four years, this residence blends historic character with contemporary comfort and thoughtful design. As you arrive, the welcoming front porch sets the tone for the warmth and elegance that awaits inside. The foyer opens to a beautifully designed floor plan that flows seamlessly through a living room and study, leading to an open and airy fireside family room. The spacious kitchen and separate dining room comfortably accommodate large gatherings of family and friends. The kitchen is a chef’s dream with generous prep space and a stylish mix of old-world charm and modern finishes that make it perfect for everyday living and entertaining. The guest bedrooms and full bath are large and well appointed, offering comfort and privacy for family or visitors. The principal suite is a true retreat for the senses, featuring space for a king-size bed, a large wardrobe and dressing room, and a spa-inspired bath with a soaking tub, glass-enclosed rain shower, dual vanities, and a private water closet. The suite also includes a private screened porch overlooking the rear gardens, providing the perfect spot to unwind at sunset. Outdoors, enjoy beautifully landscaped gardens, a brick patio, a rear sun deck, a bocce ball court, a two-car detached garage, and a storage shed that keeps tools and equipment neatly out of sight. Inside the home, an additional screened porch offers a flexible space ideal for game nights, an indoor-outdoor gym, or a peaceful retreat filled with natural light. Thoughtful updates throughout include a new roof, windows, HVAC, tankless water heater, electrical systems, kitchen, baths, lighting, insulation, garage, fresh interior and exterior paint, new sod, driveway, and fencing. Every detail has been carefully designed to preserve the home’s character while enhancing everyday living. Located just one block from the heart of historic downtown Powder Springs, enjoy a lifestyle surrounded by shops, restaurants, art galleries, a brewery, and community events. The Silver Comet Trail is only three blocks away, along with the Seven Springs Museum (where the home is featured in its historical books and periodicals) and seasonal festivals. Conveniently situated within 30 minutes of Hartsfield-Jackson Airport, downtown Atlanta, The Battery, and Buckhead, this home offers the perfect harmony of heritage, location, and modern living that you will enjoy for years to come. Save this one to your favorites and call today to book your tour and fall in love with your forever home. This beauty is unique, one of a kind in Cobb County with exceptional value. You'll fall in love with this crown jewel of Downtown Powder Springs.
Source: FMLS #7673661
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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