4326 Safe Hbr San Antonio, TX 78244
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About this home
Charming two-story home in Mustang Valley offers a perfect blend of style, space, and functionality. With a stunning stucco exterior in the front, the home welcomes you into a thoughtfully designed 2241 square feet layout that makes an impression the moment you step inside. Boasting 3 spacious bedrooms and 2 and a half bathrooms, this home features an inviting office with elegant glass French doors, perfect for working from home or creating a peaceful retreat. The open-concept living area seamlessly connects the living room, dining space, and kitchen-ideal for both everyday living and entertaining. The kitchen is a chef's dream, complete with a sleek stainless steel range and plenty of cabinet space for all your culinary needs. Upstairs, the large primary suite is a true oasis, offering a private ensuite with a double vanity and a spacious stand-up shower. Two additional bedrooms provide ample space for family, guests, or hobbies. A versatile loft area adds extra living space, perfect for a playroom or cozy lounge. Step outside to the backyard, where a slab patio offers the perfect foundation to create your dream outdoor retreat. With plenty of room to expand, you have the opportunity to design your very own oasis, whether it's a garden, outdoor kitchen, or entertainment space. With a 2-car garage and ample storage, this home offers the ideal balance of comfort, style, and potential. Don't miss the chance to make it yours-schedule a tour today and imagine the possibilities!
Source: SABOR #1861767
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.