43262 Baltusrol Ter Ashburn, VA 20147
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About this home
New paint throughout! Walls, doors, trim, and ceilings all freshly painted—creating a crisp, modern feel throughout. New, stylish light fixtures add the perfect finishing touch and brighten each room beautifully. Backed by lush trees and sweeping golf course views of the 5th green, this Toll Brothers former model home blends elegance, comfort, and peace of mind thanks to its many updates—including a brand-new roof installed in 2024. Welcoming natural light pours in from three sides, enhancing the airy, open feel of this sought-after end-unit townhome. Thoughtfully maintained and move-in ready, you can enjoy it as is or update to your personal style. Step inside to a soaring two-story living room with vaulted ceilings, skylight, and built-in display shelves. Hardwood floors guide you into the family room, where the open-concept design connects cozy fireplace gatherings to the sun-filled kitchen and dining area. Surrounded by windows and patio doors—with an additional skylight above—the dining space is bright and inviting year-round. The kitchen features quality wood cabinetry, and although they are white, the appliances have been replaced within the past 3 years, including a new fridge, dishwasher, and microwave. Your spacious deck is perfect for relaxing, grilling, and dining under the stars, framed by serene trees and manicured community grounds. Professionally designed landscaping attracts a delightful array of wildlife—hummingbirds, wrens, bluebirds, robins, cardinals, and goldfinches—making this backyard a private nature retreat. Overlooking the golf course at the 5th green. The main level also includes an updated powder room, laundry room with newer front-loading washer and dryer (2019), and an attached 2-car garage with storage racks. Upstairs, you’ll find three sunny bedrooms and two full baths, including a vaulted-ceiling primary suite with double-sink vanity, skylight, stall shower, and indulgent corner tub with treetop views. The finished lower level offers even more living space with a remodeled full bath, generous rec room with fireplace and butler’s pantry, plus two versatile bonus rooms ideal for an office, gym, or hobby space. The room currently being used as a closet would work great as an additional bedroom. Storage is abundant! Living in Belmont Country Club means access to world-class amenities—golf, pools, tennis, basketball, volleyball, playgrounds, trails, and professionally maintained landscaping—all in a well-managed community with strong reserves. Over the years, the owners have invested in thoughtful improvements including HVAC replacements for both levels, deck installation, basement finishing, bathroom remodels, Elfa closet systems, lighting upgrades, and more. With a prime location, top-tier amenities, and the security of a brand-new roof (2024), this is a rare opportunity to own a beautiful home in one of the area’s most desirable communities.
Source: BRIGHT #VALO2104298
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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