4330 Wildener Way Cumming, GA 30041
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About this home
Welcome to your new home at 4330 Wildener Way in James Creek! This meticulously maintained fee-simple townhome in South Forsyth’s sought-after James Creek community blends style, comfort, and convenience. Built in 2007 and kept in pristine condition, it’s truly move-in ready, featuring a brand-new roof, recently replaced water heater, and upgraded finishes throughout. Step inside to a spacious foyer with elegant archways leading to the open main level. A convenient powder room provides guest access, while hardwood floors add timeless character. A cozy gas fireplace with logs anchors the living area, and the private patio extends your living space outdoors. The chef’s kitchen boasts granite countertops, stainless steel appliances, pantry, breakfast bar, and new refrigerator. Two-car garage included. Upstairs, enjoy a cozy reading nook before entering the primary suite, which impresses with a double tray ceiling, spa-inspired bath with garden soaking tub, dual vanities, separate shower, and generous walk-in closet. Two additional bedrooms each feature their own walk-in closet and share a second full bathroom—a rare find in townhome living. Laundry room with washer and dryer completes the upper level. James Creek offers resort-style amenities including a swimming pool, tennis courts, fitness center, and clubhouse. Located in the top-rated South Forsyth school district (Davis Elementary, South Forsyth Middle & High) and just minutes from GA-400, shopping, and dining, this home delivers both lifestyle and lasting value. Stylish, turnkey, and in a prime location—4330 Wildener Way is ready to welcome you home!
Source: FMLS #7628026
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.