4344 S Delighted Cir Colorado Springs, CO 80917
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About this home
Welcome to your new home in the beautiful, established Northridge neighborhood! Step out of your car and take in the peace and quiet — this home sits on a spacious corner lot offering both privacy and tranquility. The fully fenced backyard is perfect for entertaining, gardening, or simply relaxing outdoors. Inside, you’ll immediately feel the care and pride of ownership from the seller, who lovingly maintained and improved this home over the past sixteen years. Recent updates include: A brand-new driveway An open main-level floor plan Newer windows A new hot water heater Refinished oak hardwood floors New luxury vinyl plank flooring Newer carpet Newly redone kitchen cabinets New switches, outlets, modern lighting and six-panel doors New interior and exterior paint Solar shingles that save approximately $200/month on utilities The bright living room features gleaming 2” oak hardwood floors. Down the hall, you’ll find two main-level bedrooms and a beautifully remodeled full bath with an extra-deep soaking tub — perfect for unwinding after a long day. At the other end of the main level, the spacious kitchen boasts newer stainless and black appliances that any cook will appreciate. Step through to the attached garage and out to the generous backyard — a blank canvas ready for your ideas. Whether you envision a lush lawn, vibrant garden, or play area for kids and pets, there’s plenty of room to make it your own. Down the newly rebuilt red oak staircase, the lower level offers a cozy carpeted family room, a utility area with a new stackable washer/dryer and ample storage, plus two garden-level bedrooms and a remodeled ¾ bath. Conveniently located within walking distance (5–20 minutes) to local schools and just minutes from shopping and dining along Academy Blvd, Powers, and Austin Bluffs, this home truly has it all — comfort, character, and convenience. Come see why this is the perfect place to call home!
Source: PPMLS #1079123
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.