4346 S Synapse Dr Mesa, AZ 85212
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About this home
Step into this stunning Sterling model featuring 4 spacious bedrooms and 3 full bathrooms, thoughtfully designed with comfort and style in mind. From the moment you walk in, you're greeted by a custom accent wall that sets the tone for the upscale finishes throughout. There's no carpet in sight, just sleek, low-maintenance flooring throughout the entire home. The gourmet kitchen is a chef's dream, complete with quartz countertops, tile backsplash, stainless steel farmhouse sink, under-cabinet lighting, and premium stainless appliances. The open layout flows seamlessly into the living area, which boasts a built-in entertainment center and white wood shutters that add a polished touch. The luxurious primary suite includes a spa-inspired super shower with a rainfall shower head and an upgraded backsplash at the bathroom counter. Enjoy seamless indoor-outdoor living with a full wall slider door that opens to a resort-style backyard. Out back, you'll find a private pool with a baja step and water features, complete with netting holes ready for volleyball. Relax by the large gas fireplace, enjoy the low-maintenance artificial turf and travertine pavers, and take advantage of the designated dog run. This home has been designed with both entertaining and everyday comfort in mind. Living in the Eastmark community offers a resort-style lifestyle with access to luxurious pools, splash pads, numerous parks, Steadfast Farm, and the state-of-the-art clubhouse, "The Mark," which hosts year-round events and activities. Don't miss your chance to make this exceptional home yours!
Source: ARMLS #6883056
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.