4347 NW 30th Ter Gainesville, FL 32605
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About this home
Come see this exceptionally well-maintained and thoughtfully updated 3-bedroom, 2-bath home tucked away in this scenic, serene NW Gainesville neighborhood with no HOA. Enjoy the best of both worlds — tranquil surroundings and easy access to local conveniences like the Shoppes at Thornebrook, Publix & Fresh Market, Petsmart, Gainesville Health & Fitness, I-75, and the University of Florida less than 5 miles away. Inside, you’ll find a bright, open layout filled with character and warmth including vaulted, cathedral ceilings in the main living room and a gorgeous wood ceiling feature in the kitchen/dining area. The newly updated kitchen is a true highlight — featuring a beautiful, brand-new GE gas range, brand new built-in Samsung microwave, and brand new, large Vissani stainless steel refrigerator. Additionally, a deep farmhouse-style, stainless steel sink sits perfectly beneath the kitchen window, inviting in natural light and a gentle backyard breeze. Down the hallway, the primary bedroom offers a peaceful retreat featuring brand-new carpet, a private en-suite bathroom and a large walk-in closet. The second spacious bedroom also includes new carpet and welcomes an abundance of natural light, creating a warm and inviting space. The third bedroom is conveniently located off the charming laundry room (washer and dryer included!) and currently serves as a cozy art studio, but designed with flexibility in mind — easily transforming into a home office, gym, playroom, or any creative retreat. The custom birch wood built-ins add warmth and sophistication while offering smart, functional storage. Step outside the french doors to enjoy a spacious backyard surrounded by mature trees and full privacy fencing. Relax or entertain on the paver patio or take advantage of the picture perfect matching shed, complete with extra storage space and lights — ideal for a workshop, studio, or garden shed. Additional upgrades include new exterior paint and new front-of-home siding and windows, enhancing both curb appeal and energy efficiency. The home also features a tankless hot water heater for comfort and convenience as well as Cox high speed internet. This home blends modern updates with timeless charm in one of Gainesville’s most desirable areas. Come experience the perfect mix of comfort, craftsmanship, and tranquility.
Source: STELLAR #GC534906
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.